SBA Loans And Small Business Loans

Solid Financial Backing With SBA Loans

Athens Capital Lending is pleased to participate in the SBA loans program, an excellent source of financing for small retail, manufacturing and service companies. Eligibility is based on size standards as determined by the Small Business Administration. A small business loan can secure your start-up needs, refinance your debt or fund equipment and improvements.


Real Estate

Funds are available to purchase or refinance property and to build, renovate or bring the premises into conformity with applicable regulations. Types of facilities include, but are not limited to:

  • Restaurants
  • Repair shops
  • Veterinary clinics
  • Gas stations
  • Hotels and motels

Equipment

Small business financing can help with the acquisition of the expensive equipment that makes your day-to-day operations possible. For example:

  • Medical and diagnostic tools
  • Manufacturing equipment
  • Heavy machinery
  • Commercial printing needs

Existing Business Acquisition

For existing business acquisition funding, management capabilities and cash flow are the main indicators. We offer fully amortized loans of up to 15-year terms with no balloon payments and no prepayment penalties. Prequalification is streamlined for fast results.


Debt Refinance and Working Capital

In addition to property, equipment and business acquisition, a small business loan can be used as working capital or be channeled to refinance existing debt. Restructure of current financial obligations can increase cash flow and provide more opportunity for growth.

 


Types of SBA Loans

small-business-working-capitalWe utilize both 7(a) and 504 structures for Small Business Administration loans. Both allow financing for general business purposes to help beginning and existing for-profit companies secure continued operations and experience growth. With either option, Athens Capital Lending provides the following benefits:

  • Choice of fixed rate or variable interest
  • Flexible terms
  • Competitive rates
  • Full amortization
  • No fee prequalification letters
  • No prepayment penalties

Secure Your Financial Future

Give your dream the financial backing it needs by contacting our team at Athens Capital Lending. We can help you apply for a small business loan through SBA that can launch your company into a successful enterprise.